Proudly Serving York Region, Toronto and the GTA

Ontario’s demerit point system records unsafe driving on your licence, and too many points can mean suspensions, fines, and higher insurance rates. 

At Traffic Ticket Advocates, we’ve spent over 30 years helping drivers fight traffic tickets, reduce demerit points, and protect their records from escalating penalties.

What Are Demerit Points in Ontario?

The Ontario licence demerit point list is set out under the Highway Traffic Act and applies to all licence classes, including G1, G2, M1, M2, and full G/M drivers. Points are added to your licence when you’re convicted of traffic offences, and they remain on your driving record for two years.

How the Demerit Point System Works

Offences carry 2 to 7 points depending on severity.

Full licence holders:

  • 9–14 points: Mandatory interview (with a fee).
  • 15 demerit points or more: Automatic suspension (30 days for a first time, 6 months for repeats).

Novice drivers (G1/G2/M1/M2): 

Any 4+ point offence or licence condition breach triggers escalating sanctions: 30-day suspension, then 90 days, then cancellation.

Points expire after two years, but paying a ticket adds them immediately. Fighting a ticket may dismiss or reduce the offence.

Common Traffic Offences That Add Demerit Points

Part I offences may seem minor but still carry points. Others, including Part III Offences, are major violations with lasting consequences.

Minor Driving Offences in Ontario

Major Driving Offences in Ontario

Novice Driver Demerit Point Penalties

Novice drivers face stricter rules. A single 4-point offence, such as a speeding ticket or careless driving charge, can suspend your licence and set back your progress in the graduated licensing system.

Demerit Point Penalties and Consequences

The real impact of demerit points is what they lead to: suspensions, fines, and higher costs to drive.

Impact on Your Driver’s Licence

Traffic Ticket Demerit Points in Ontario

15 points or more

Full licence holders are suspended for 30 days. Repeat suspensions can last up to 6 months.
Protect Your Insurance and Record

Novice drivers

4-point offences trigger a 30-day suspension; a second within 6 years brings 90 days; a third cancels the licence.
Traffic Ticket Demerit Points in Ontario

Driving while suspended

Driving while suspended carries fines of $1,000–$5,000 and possible jail time

Fines, Suspensions, and Insurance Rates

Stress-Free Process

Fines

From $60 for minor offences up to $10,000 for major convictions. Court surcharges add 25–300% on top.
Traffic Ticket Demerit Points in Ontario

Suspensions

Range from 30 days for demerit points to years for impaired or stunt driving.
Traffic-Law-Expertise

Demerit points and insurance in Ontario

Convictions, not points, raise your premiums. Rates can jump 20–100% for 3–6 years. Even a minor speeding ticket can add $500–$1,500 per year, while a careless driving conviction may double your premiums.

How to Check Your Demerit Points in Ontario

Checking your record regularly lets you know exactly where you stand.

Online Services and Records

You can check your record through ServiceOntario online, in person, or by mail. Options include:

  • Uncertified 3-year record (basic).
  • Certified records ($12–$18).
  • Driver’s abstracts ($13–$48).

Your record updates as soon as new convictions are added.

When to Seek Legal Advice

If you’re approaching 6 points, facing a novice driver sanction, or worried about insurance hikes, it’s time to get advice. 

You have just 15 days after a ticket to decide whether to fight it, but the team Traffic Ticket Advocates is on your side.

Fighting Traffic Tickets & Reducing Demerit Points

Fighting a traffic ticket is often the only way to stop demerit points from going on your record. A strong defence can mean charges are withdrawn, reduced to a lesser offence, or dismissed completely.

Can Demerit Points Be Removed?

Points stay on your record for two years from the date of the offence. The only way to avoid them sooner is to fight the ticket in court and have the charge withdrawn or reduced to a non-point offence.

How Traffic Ticket Advocates Can Help

With more than 30 years of experience, Traffic Ticket Advocates has a proven record of reducing or dismissing charges. Our team reviews disclosure, challenges weak evidence, and negotiates with prosecutors to help protect your licence and keep insurance rates manageable.

Areas We Serve

Traffic Ticket Advocates proudly serves drivers across York Region, Toronto and the GTA, including:

  • Newmarket
  • Vaughan
  • Markham
  • Richmond Hill
  • Barrie

Remote consultations are available.

Get Help From Traffic Ticket Advocates Today

You only have 15 days to decide how to respond to a ticket, and acting quickly can make all the difference. Contact Traffic Ticket Advocates online or call or text us at 416-702-7337 for a free 15–30 minute consultation today.

FAQs About Demerit Points in Ontario

1Do Demerit Points Expire?
Yes, after two years from the date of the offence.
2How Many Points Lead to a Suspension?
Full licence: 15 or more. Novice drivers: suspensions start at 4 points.
3What Happens If You’re a G1 or G2 Driver?
4-point offences trigger a 30-day suspension; a second offence within six years is 90 days; a third cancels your licence.
4Can demerit points from another province affect my Ontario licence?
Yes. Points transfer if the offence is equivalent in Ontario, and they can impact your insurance.
5Can you appeal demerit points on your Ontario driving record?
You can appeal within 30 days if there are legal errors, but success rates are low without professional representation.
6Do demerit points affect insurance rates in Ontario?
Yes. Convictions raise premiums 20–100% for 3–6 years. Even one ticket can cost hundreds more per year.