A speeding ticket can affect more than just the fine, impacting your driving record, demerit points, and insurance. With over 30 years of experience, Traffic Ticket Advocates helps drivers across Toronto, Newmarket, York Region, and the GTA understand their options before responding.

Speeding Ticket

Section 128 of the Highway Traffic Act

Under Section 128 of Ontario's Highway Traffic Act, no person shall drive a motor vehicle at a speed greater than the posted speed limit. While many drivers view speeding tickets as minor offences, the consequences often extend beyond the fine itself. 

Before deciding whether to pay or dispute a ticket, it is important to understand the full picture.

Should You Fight a Speeding Ticket in Ontario?

Paying a speeding ticket generally means accepting a conviction. Before responding, it’s important to understand how the alleged speed and circumstances of your case may affect your options.

You should strongly consider getting legal advice before paying if:

  • The ticket carries 3, 4, or 6 demerit points
  • You are a G1, G2, M1, or M2 driver
  • You drive for work
  • You already have points or previous convictions
  • The ticket occurred in a construction zone or community safety zone
  • The alleged speed is near a stunt-driving threshold
  • You are concerned about insurance renewal or premium increases

Ontario Speeding Ticket Penalties: Fines, Points and Insurance Risk

Many drivers focus only on the fine amount. In reality, the long-term consequences of a conviction can be more significant than the ticket itself.

Alleged Speed

Demerit Points

Main Risk

Notes

1–15 km/h over

0

Conviction / Insurance Impact

Zero points does not mean zero consequences.

16–29 km/h over

3

Points + Insurance Concerns

Often worth reviewing before paying.

30–49 km/h over

4

Significant Insurance and Licence Concerns

Increased risk for novice drivers.

40 km/h+ over in zones under 80 km/h

Stunt Driving Risk

Roadside Suspension and Vehicle Impoundment

May trigger stunt-driving allegations.

50 km/h+ over in zones 80 km/h or higher

Stunt Driving Risk

Roadside Suspension and Vehicle Impoundment

Serious consequences may apply.

150 km/h or more anywhere

Stunt Driving Risk

Immediate Roadside and Court Consequences

Requires prompt legal review.

What About Speed Camera Tickets?

Speed camera notices are different from traditional speeding tickets and are often issued to the vehicle owner rather than the driver.

Depending on the municipality, disputes may involve:

  • Automated Speed Enforcement (ASE) procedures
  • Administrative Municipal Penalty System (AMPS) reviews
  • Other local enforcement processes

Because the rules vary, we recommend sending us a photo of your notice. We can review it and explain your options.

When Does Speeding Become Stunt Driving?

Certain speeding allegations can result in a stunt-driving charge. In Ontario, this may apply when a driver is accused of:

  • Driving 40 km/h or more over the speed limit in a zone where the limit is under 80 km/h
  • Driving 50 km/h or more over the speed limit in a zone where the limit is 80 km/h or higher
  • Driving 150 km/h or more anywhere

Stunt-driving charges carry significantly more serious consequences than standard speeding tickets, including immediate roadside licence suspensions and vehicle impoundment.

Will a Speeding Ticket Affect My Insurance?

One of the most common questions drivers ask is whether a speeding ticket will increase their insurance premiums. The answer often depends on the conviction itself rather than the number of demerit points attached to the offence.

Why “No Points” Does Not Always Mean “No Problem.”

Many drivers assume that a zero-point ticket will not affect their insurance, but insurers often focus on convictions rather than demerit points alone. Even a speeding conviction with no points may still be considered when assessing your driving record. Multiple convictions can increase the impact, particularly for novice and commercial drivers.

What To Do After Getting a Speeding Ticket

The steps you take after receiving a speeding ticket can affect the options available to you. Before making a decision, consider the following:

  1. Review the ticket carefully and note any response deadlines, court information, and details of the alleged offence.
  2. Document the circumstances by taking photos of the ticket, road conditions, speed limit signs, construction zones, or community safety zone signs, where applicable.
  3. Write down what happened while the details are still fresh in your memory.
  4. Consider the potential consequences, including the impact on your driving record, insurance rates, and overall costs.
  5. Have the ticket reviewed to better understand your options and identify any issues that may affect your case.
  6. Decide how to proceed based on the facts of your situation and the options available to you.

Speeding Ticket Help in Toronto, Newmarket, York Region and the GTA

Traffic Ticket Advocates helps drivers throughout Toronto, Newmarket, York Region, Vaughan, Richmond Hill, Scarborough, Barrie, and surrounding GTA communities. 

Whether your ticket was issued on a highway, city street, commuter route, or in a construction or community safety zone, our team can review your case and explain your options.



Why Choose Us to Fight Your Speeding Ticket?

Ignoring or delaying action on a speeding ticket can lead to greater penalties, increased stress, and lasting impacts on your driving record. Our team of experienced legal professionals is here to help fight your speeding ticket – we’ll evaluate your situation, outline a clear plan of action, and guide you through every step to make the process as stress-free as possible. 

Speeding Ticket Lawyer in Toronto, Newmarket & the GTA

Expertise in Traffic Law

Our team has deep knowledge of provincial traffic laws, which allows us to build strong defences tailored to each client’s unique case.
Protect Your Insurance and Record

Proven Track Record

With over 30 years of experience and thousands of cases handled, we’ve consistently achieved successful outcomes for our clients.
Speeding Ticket Lawyer in Toronto, Newmarket & the GTA

Personalized Approach

We take the time to understand your situation, answer your questions, and create a customized strategy focused on your best possible outcome.
Stress-Free Process

Stress-Free Process

From filing paperwork to representing you in court, we handle every detail, so you don’t have to worry about navigating the process alone.
Speeding Ticket Lawyer in Toronto, Newmarket & the GTA

Protect Your Insurance and Record

We aim to prevent convictions with long-term consequences that could raise your insurance rates and impact your driving record.

How We Help Fight Speeding Tickets

Many drivers are unfamiliar with the court process and unsure what to expect. Our goal is to make the process easier to understand and manage.

1. Review

We begin with a free consultation and ticket review.

2. File

Where appropriate, we help ensure the ticket is properly responded to within the required time.

3. Disclosure

We request and review disclosure materials, including officer notes and other available evidence.

4. Strategy

We assess factors such as officer observations, radar or laser evidence, signage, road and weather conditions, identification issues, speed-limit changes, and construction-zone factors when reviewing your case.

5. Resolution

Depending on the evidence and circumstances, we explain available options, negotiate where appropriate, prepare for trial when necessary, and represent clients whenever permitted.

Frequently Asked Questions

Is it worth fighting a speeding ticket in Ontario?

In many situations, yes. This is especially true where demerit points, insurance concerns, prior convictions, novice-driver issues, employment concerns, or stunt-driving thresholds may be involved.

How many demerit points does a speeding ticket carry?

Generally:
1–15 km/h over: 0 points
16–29 km/h over: 3 points
30–49 km/h over: 4 points
Higher-speed allegations may involve stunt-driving considerations.

How Much Does It Cost to Get Help With a Speeding Ticket?

The cost of fighting a speeding ticket depends on several factors, including the speed you were charged with, the severity of the offence, the court location, and the complexity of the case. During your free consultation, we can review your situation and help determine whether representation makes sense.

Can a speeding ticket become stunt driving?

Yes. Certain speed thresholds can result in stunt-driving allegations, including 40 km/h over in under-80 km/h zones, 50 km/h over in 80 km/h or higher zones, and 150 km/h or more anywhere.

Do I have to go to court for a speeding ticket?

Depending on the circumstances and court requirements, Traffic Ticket Advocates may be able to attend on your behalf.

What happens if I pay the speeding ticket?

Paying a speeding ticket generally results in a conviction that becomes part of your driving record and may affect your insurance.

What if I missed the 15-day deadline?

Contact Traffic Ticket Advocates as soon as possible. Depending on the circumstances, options may still be available.

Can you help with speeding tickets in Toronto?

Yes. We help drivers throughout Toronto, Newmarket, York Region, Vaughan, Richmond Hill, Scarborough, Barrie, and the Greater Toronto Area.

Contact Our Speeding Ticket Paralegals Today

The knowledgeable and supportive speeding ticket paralegals at Traffic Ticket Advocates are dedicated to helping you through what can be a stressful situation. Contact us for an initial consultation to discuss your case and review possible solutions. 

With over 30 years of experience, we proudly serve clients from Newmarket to Barrie and across York Region, Toronto and the GTA. Call or text us at 416-702-7337 today.